How to Apply for Stafford Loans In United States

Apply for Stafford Loans In United States By Online

If you want to apply for the Stafford Loan or any other government financial aid you need to first submit an FAFSA or the Free application for federal student aid. Choose the school year that you wish to apply in order to be eligible for federal financial aid.

Methods to submit the Free Application for Federal Student Aid (FAFSA):

  • Online: much faster and more convenient than paper Link
  • In the mail: If require the paper FAFSA or a PDF FAFSA, you can download the pdf FAFSA or request the Paper FAFSA by calling 1-800-4FED-AID (1-800-433-3243) (or 319-337-565). If you have hearing impairment you can call the TTY number at 1-800-730-8913.
  • You can also inquire with your financial aid department of your school of choice or at your college whether you can file it there. Certain schools use specific software to file your FAFSA for the student.

Complete and submit an FAFSA isn’t the end of the story the FAFSA needs to be processedbefore you receive an Expected Families Contribution (EFC) which your school of choice determines the amount of aid you could receive.

Monitoring what is the current status of your program

If you have submitted your application online You can check what is happening with your FAFSA right after you have submitted it. For paper FAFSA You will need to wait for 7 to 10 days before you are able to verify whether you are in the process of processing your FAFSA after it was completed. Here’s how you can verify whether you are in the process of processing your FAFSA application:

  • Option 1: Go to and log-in
  • Option 2. Make contact with for the Federal Student Aid Information Center.

If your FAFSA is not yet processed, it is best to put off a few days before reviewing the status.

Student Aid Report (SAR)

The Office of Federal Student Aid at the U.S. Department of Education will mail you the Student Aid Report (SAR) that is a report of the FAFSA information you provided. You’ll receive your SAR in three to four weeks following the time you have submitted your FAFSA. After receiving your SAR, review your SAR to ensure there was no error with your FAFSA.

The SAR will not tell you how much financial aid you’ll receive. If you have made an application to a school of study or a vocational school and were accepted and have indicated the school you applied to on your FAFSA then the school will determine the amount of aid they will award and mail the student an aid letter which is sometimes referred to as an award letter. It will inform you the amount of aid you are qualified for at the institution. The date of the aid offers is different between schools and can be earlier than early spring (awarding for the fall semester) or up to a week before you begin school. It’s contingent upon when you apply as well as how schools prefer to arrange the awarding of aid.

Requests for verification If you have been selected for verification, you may see an announcement in Your Student Aid Report saying youve been selected for verification or your school could notify you that you have been chosen. Verification is the procedure the school follows to ensure that the information provided to you on the FAFSA is true. Your school is able to ask you for evidence which confirms the information you provided.

If you’re chosen for verification, it isn’t that a sign that you are being found guilty of any wrongdoing. Certain people are chosen randomly; while some schools will verify every student’s FAFSAs. All you have to provide is the documents your school requests for, and be sure to submit it according to the deadline set by your school otherwise you will not be eligible for financial aid.

Required Documents For Apply for Stafford Loans

  • Completed FAFSA

Office Locations and Contacts

Federal Student Aid Information Center:

  • details about federal student aid programs.
  • assistance with filling out the free Application to Federal Student Aid
  • general information on your federal student loan

Federal Student Aid Information Center (FSAIC): 1-800-4-FED-AID (1-800-433-3243) TTY (for those with hearing impairments) 800-730-8913
Locations that do not have accessibility to the 800 number 319-337-5665
Spanish speakers are available (se habla espaol).

Time of Call:

  • Monday through Friday 8:30 a.m.11 p.m. Eastern time (ET)
  • Saturday: 8 a.m.5 p.m. ET
  • Sunday: Noon6 p.m. ET


You are eligible to apply for an Stafford Loan If you’re studying at one of the accredited American institution


You must complete your FAFSA each year that you attend school to be eligible for federal student aid.

Documents to Utilize

The Free Application to Federal Student Aid (FAFSA) PDF


Direct Stafford Loans (DSL) are loans for students that have to be paid back and are available to graduate and undergraduate students.

Students in their first year of college can get loans of that are up to $5,000. The amounts increase in following years of study and higher amounts are available that are available for students in graduate school. The rates of interest can vary according to the date the loan is repaid. There are two kinds of Stafford loans:

  • Subsidized Stafford loan A loan in which the government pays interest during the time you’re in school and during grace periods and also during deferment periods.
  • Unsubsidized Stafford loan A loan in which you are accountable for the entire interest accruing starting from the date of first loan payment up to the time that loan has been fully paid.

To be eligible for an Stafford Loan or another government financial aid you need to first submit the FAFSA or the Free application for federal student aid. Stafford Loans are accessible to students directly from directly from the United States Department of Education through the Federal Direct Student Loan Program. A lot of states and colleges utilize your FAFSA information in order to assess your suitability for school and state aid, while some financial aid organizations from private sources might make use of your FAFSA information to determine if you are eligible for aid.

Requirements Information

  • The complete name, exactly the way it is displayed in your Social Security card
  • Permanent address for mailing
  • Social Security Number
  • Date of Birth
  • Telephone number
  • Your driver’s license number as well as your the state of your driver’s license (if you are the owner of one).)
  • Email address
  • Marital Status
  • Gender
  • Some colleges and states offer assistance based on the amount of schooling your parents have completed

Documentation is needed

An Stafford Loan is an type of student loan available to qualified students enrolled at an accredited American universities of high education in order to pay for their studies. Here is the procedure for how to apply for this type of loan.

External Links

  • Federal Student Aid – Website:




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