How to Get or Apply Agriculture Produce Finance in Nigeria

Get or Apply Agriculture Produce Finance in Nigeria By Yourself

  • The applicant must approach any branch of the Central Bank or commercial bank in Nigeria to apply or obtain Agricultural Produce Finance.
  • You can find the address and contact information for the Central Bank branch offices at the following link: Link

  • Click the link to get the address.
  • Visit the branch nearest you to find out more about commercial banks offering Agricultural Produce Finance.
  • First, you will need to open an account at the commercial bank. Follow the procedure.
  • Next, you will need to obtain an application form for Agricultural Development Trust Fund Credit from the appropriate department. Click here to download Link
  • Please complete the application form, including all required information and details.
  • Attest the completed form, and attach the required documents to this page.
  • Send the completed application to the appropriate authority.
  • If you need a loan amount greater than N20,000.00, security will be required.
  • After the submission, the internal processing of your application and the verification of all attached documents by the appropriate officials will begin.
  • If all documents are in order, applicants will receive a reply about whether the loan has been approved or denied.
  • If your loan approval has been granted, you should have the money credited to your bank account within the time limit.

Documents Required For Get or Apply Agriculture

  • Completed credit facility form
  • Incorporation certificate
  • Memorandum and Article Of Association
  • Board Resolution to approve the request for finance
  • Plan of Business/Feasibility Report
  • Particulars about all Directors
  • Cash Security
  • Guarantor’s Form
  • Any supporting document (as instructed)

Find Office Locations and Contacts

Central Bank of Nigeria,Plot 33, Abubakar Tafawa Balewa Way,
Central Business District
Cadastral Zone,
Abuja, Federal Capital Territory,
Phone: +234 700 225 5226
Website: Links
Link CBN branches
First Bank of Nigeria Contact Link:
Union bank: Link

What are all the Eligibility

  • Any medium or large-scale commercial farm that is involved in the cultivation of crops, raising livestock, and fisheries. You can apply.
  • The company applying must be a Limited Liability Company.
  • For small-scale farmers, third parties such as the FCT and State Governments can also apply.


The service is often provided at no cost.


It all depends on cash flow projections.

Documents for Use

Application form: Link

Processing Time

There are many factors that influence the processing time, such as business plan, cash flow, and so forth.


  • Two passport-sized photographs should be attached to the application form.
  • The lending bank will require collateral if your loan application exceeds N20, 000.00. You can provide collateral in the form of tangible items or cash security for 25% of the loan amount.
  • A personal guarantee from someone in your area or a loan amounting to N20,000.00 or more can be obtained. You may also be eligible for a loan up to N20,000.00 by becoming a member of a Self Help Group or Cooperative Society.

Requirements Information

  • Name of the applicant
  • Date and Age of Birth
  • Address of the farmer’s residence
  • Email address and contact number
  • Address of the business
  • Occupation
  • Name and address of Banker
  • Information about the security offered
  • Dimensions of the farm
  • Additional details about the farm
  • Income/Expenditure details
  • Bank details

You will need the document

The Agricultural Produce Finance allows you to trade in agric commodities through produce dealers who have sufficient storage facilities to store grains and other commodities during harvest season.




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