How to Get or Apply for Agricultural Development Trust Fund Credit in Nigeria

Get or Apply for Agricultural Development Trust Fund Credit in Nigeria By Yourself

  • The applicant must approach any branch of the Central Bank or commercial bank in Nigeria to apply or obtain Agricultural Development Trust Fund Credit Credit.
  • You can find the address and contact information for the Central Bank branch offices at the following link: Link

  • Click the link to get the address.
  • Visit the branch nearest you to find out more about commercial banks that offer Agricultural Development Trust Fund Credit.
  • First, you will need to open an account at the commercial bank. Follow the procedure.
  • Next, you will need to obtain an application form for Agricultural Development Trust Fund Credit from the appropriate department. Click here to download Link
  • Please complete the application form, including all required information and details.
  • Attest the completed form, and attach the required documents to this page.
  • Send the completed application to the appropriate authority.
  • If you need a loan amount greater than N20,000.00, you’ll be required to provide collateral.
  • After the submission, the internal processing of your application and the verification of all attached documents by the appropriate officials will begin.
  • You will also require insurance coverage from the Nigerian Agricultural Insurance Corporation. You can find the address and contact information at this link: Link

Documents Required For Get or Apply for Agricultural

  • Completed application form
  • Particulars about all Directors (LLC).
  • Copy of Memorandum & Articles of Association (LLC).
  • Certificate of incorporation (LLC).
  • Names of partners/sole proprietors (Businessname)
  • Copie of the Registration Certificate.
  • Balance sheet
  • Board Resolution
  • Feasibility Report
  • Three-year Audited Account
  • Statistics on Accounts
  • Cash Security
  • Machinery Insurance, Debenture and Proof of Stocks
  • Form for Director’s Guarantee
  • Guarantor’s Form
  • Expected output returns and project cost
  • Profitability of the Project

Find Office Locations and Contacts

Central Bank of Nigeria,Plot 33, Abubakar Tafawa Balewa Way,
Central Business District
Cadastral Zone,
Abuja, Federal Capital Territory,
Phone: +234 700 225 5226
Website: Link
Link CBN branches
Unity bank: link

What are all the Eligibility

Anyone who lives in rural Nigeria and wishes to use the Agricultural Development Trust Fund Credit Credit for their agricultural loans can apply.


The service is often provided at no cost.


It all depends on the duration of the farm activity the farmer is involved in.

Documents for Use

Application form: Link


  • Two passport-sized photographs should be attached to the application form.
  • The lending bank will require collateral if your loan application exceeds N20, 000.00. You can provide collateral in the form of tangible items or cash security for 25% of the loan amount.
  • A personal guarantee from someone in your area or a loan amounting to N20,000.00 or more can be obtained. You may also be eligible for a loan up to N20,000.00 by becoming a member of a Self Help Group or Cooperative Society.

Requirements Information

  • Name of the applicant
  • Age and date of birth
  • Address of the farmer’s residence
  • Email address and contact number
  • Address of the business
  • Occupation
  • Name and address of Banker
  • Information about the security offered
  • Dimensions of the farm
  • Additional details about the farm
  • Income/Expenditure details
  • Bank details

You will need the document

  • A farmer may need the Agricultural Development Trust Fund Credit Credit to obtain benefits/concessions on a working-capital loan for his/her farm.
  • ADTFC (Agricultural Development Trust Fund Credit) is a trilateral arrangement between a trust funds provider, the Bank and CBN (guarantor), to provide working capital loans to farm businesses.

Information that might be of assistance

  • The Trust Fund guarantees 25% or more of the loans to potential borrowers. Farmers’ savings provide another 25%, while the ACGSF guarantees 75%. This leaves the lending bank with only 12.5% risk exposure.

Sometimes the state government may decide to increase its stake beyond 25 percent to help peasant farmers that are unable to save enough to be eligible for a loan.

External Links





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