How to Apply For Guidance to Apply for Student Loan in Hong Kong

Apply For Guidance to Apply for Student Loan in Hong Kong

Application to the Government’s student loan Scheme

The completed application form along with photocopies or copies of the supporting documents (e.g. copies of income proofs, bank accounts that show every transaction in the previous financial year and more.) must be submitted within the timeframe set by your bank, which sends your request along with documents supporting it to the Office to be processed.

Application for a Student Bank to get a Loan

  • Choose the amount of loan required
  • Find out which banks offer loans to the particular institution.
  • You can apply for a student loan
  • Make sure you submit all the required documents
  • You can get the loan

Required Documents For Guidance to Apply for Student Loan

  • Formulary for application
  • Proof of income, such as the return of remuneration from the employer and the Pensions Formula in the form of Inland Revenue Department (IR56B) Tax Demand Note pay slips, correctly signed Profit and loss accounts for businesses, etc.
  • Documentation of assets, like the bank’s passbooks, all the monthly statement for accounts with savings Deposit slips for time deposits properly signed Balance Sheets for business, etc.
  • Receipts from medical expenses and
  • Other supporting documents as specifically requested.

Office Locations and Contacts

Call The Education Bureau

What are all the Eligibility

  • Are a full-time registered student who is 30 years old or less (i.e. born on or after September 1, 1984);
  • Participate in full-time locally accredited self-financing postsecondary education programs at the sub-degree (i.e. an associate diploma or higher) as well as degree.
  • Do not have accepted financial aid under any other publicly funded student financial assistance scheme [e.g. for example, Continuing Education Fund (CEF)to attend the program or course included in the application during that same year of academics and

Are able to reside to reside in The Hong Kong Special Administrative Region (Hong Kong) or or resided at Hong Kong continuously for three consecutive years prior to the beginning of your course. This does not include students living within Hong Kong holding student visas.

Documents to Utilize

Public Formulas


  • Make sure the application form has been submitted complete, including all required information along with all required documents and other information, by the deadline, so that your application is completed quickly.
  • The Student Finance Office (the Office) will prioritize those applications that contain all the required details upon the submission.
  • Additionally, should the Office need additional details to assist in the processing of your application, be sure to respect the deadlines established.
  • If not, the process of your application as well as the payment schedule for financial assistance might be delayed.

The Information You Need

  • The full name is in English
  • Name in full in Chinese
  • Card HKID no
  • Address of residence in English
  • No. of the residential telephone.
  • Other contact phone number.
  • Contact address for correspondent in English
  • The Institution (where they offered the loan(s) was made available)
  • Date of graduation or leaving this institution (month/year)
  • The course of study
  • The qualification is attained
  • Declaration
  • The signature of the applicant

The Document is required

ALL applications to Government financial assistance programs are reviewed with the Student Finance Office (SFO) under the Working Family and Student Financial Assistance Agency (WFSFAA), HKSAR Government, and all the financial assistance is funded by the public fund.

Information that can be useful

The eligibility of a student to a particular financial assistance schemes is subject to consideration by the SFO. The programs generally can be used by local students (students living within Hong Kong holding student visas are not qualified) with different study options.

Other uses for the Document/Certificate

The Student Finance Office (SFO) of the Working Family and Student Financial Assistance Agency (WFSFAA) of the Hong Kong SAR Government provides assistance in the form of financial aid to students in need within the local community.

External Links

Financial Assistance Schemes

The Education Bureau

Student Finance Office

Other Grants and Loans Schemes

Working Family and Student Financial Assistance Agency (WFSFAA)


  • Effective from March 1, 2015. Student Financial Assistance Agency (SFAA) was renamed in the name of Student Finance Office (SFO) of the Working Family and Student Financial Assistance Agency (WFSFAA). So, any mentions of Student Financial Assistance Agency (SFAA) are as referring to SFO, the Student Financial Office.
  • The Student Finance Office is committed to ensuring that personal data that is collected is dealt with in accordance with relevant requirements of the Personal Data (Privacy) Ordinance (Cap. 486).



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