How to Apply for William D Ford Federal Direct Loan for Students In United States

Apply for William D Ford Federal Direct Loan for Students In United States By Online

In order to apply for the loan you first need to submit the FAFSA or the Free Form to Federal Student Aid..

Methods to submit an online Application for Federal Student Aid (FAFSA):

  • Online: more efficient and faster than paper Link
  • In the mail: If require an official paper FAFSA then you can download the pdf FAFSA or request the printed FAFSA by calling 1-800-4FED-AID (1-800-433-3243) (or 319-337-565). If you’re hearing impaired or have difficulty hearing, you can contact the TTY number at 1-800-730-8913.
  • You can also inquire with for the office of financial aid of your school of choice or at your college whether you can file it there. Certain schools may use special software to file your FAFSA for you.

The process of completing and submitting the FAFSA isn’t the end of the story the FAFSA must be processedbefore you receive an Expected Families Contribution (EFC) which the college or career school will use to determine the amount of aid you’ll receive.

Verifying what is the current status of your program

For online applications you can examine what is happening with your FAFSA within minutes of submitting it. For paper FAFSA applicants, you’ll need wait between 7 and 10 days to determine whether you are in the process of processing your FAFSA after it was completed. Here’s how you can determine whether you are in the process of processing your application

  • Option 1: Go to and log-in
  • Option 2. Call for the Federal Student Aid Information Center.

If your FAFSA is not yet processing, it would be more beneficial to put off a few days before making a second check on the status.

Student Aid Report (SAR)

The Office of Federal Student Aid at the U.S. Department of Education will mail you an Student Aid Report (SAR) that provides a summary of the FAFSA information you provided. The SAR will be sent to you in three to four weeks following the time you’ve submitted your FAFSA. When you receive it, go through the SAR to confirm there was no error with your FAFSA.

The SAR does not provide information on how much financial aid you’ll receive. If you have made an application to a career or college school and were accepted and have indicated the school on your FAFSA then the school will estimate the amount of aid you will receive and issue you an aid proposal in the form of paper or electronic or award letter. This will tell that you will receive the aid you’re qualified for at the institution. The timeframe of the aid offers differs between schools and can be in the early spring (awarding for the fall semester) or up to a week before the start of school. It’s contingent upon when you apply as well as how the school schedules the grant of aid.

Requests for verification There could be an entry in the back of your Student Aid Report saying youve been selected to be verified; or your school could call you to let you know that you have been chosen. Verification is the method that your school employs to verify that the information reported in your FAFSA is correct. Your school is authorized to request documentation to verify the information you submitted.

If you’re being screened for verification, that doesn’t mean you’re being found guilty of any wrongdoing. Certain individuals are picked randomly; while some schools check all students’ FAFSAs. All you have to provide is the documents your school requests for, and be sure to submit it according to the deadline set by your school otherwise, you will not be eligible for financial aid.

Accepting a loan

Your school is the one to inform that you about the grant amount you are offered typically with the form of an “award letter” that lists all your financial aid options (your award letter).

It is important to evaluate the assistance offered carefully. If you are considering loans, remember that the amount you are borrowing is to be returned with interest. If your expenses for living aren’t as high than the average allowance set from your college, you might not be required to take out as much as that stated that is stated in your award document.

You can choose to either decline the loan, or seek a loan with a lower amount. The award letter from your school will explain how to proceed.

Required Documents For Apply for William D Ford Federal Direct Loan for Students

  • Completed FAFSA

Office Locations and Contacts

Federal Student Aid Information Center:

  • details about federal student aid programs.
  • assistance with filling out the free Application to Federal Student Aid
  • general information regarding the current federal student loan

Federal Student Aid Information Center (FSAIC): 1-800-4-FED-AID (1-800-433-3243) TTY (for those with hearing impairments) 800-730-8913
Locations with no acces to 800-numbers 319-337-565
Spanish speakers are available (se habla espaol).

Time of Call:

  • Monday-Friday 8:30 a.m.11 p.m. Eastern time (ET)
  • Saturday: 8 a.m.5 p.m. ET
  • Sunday: Noon6 p.m. ET


It is mandatory to complete your FAFSA each year that you attend school to be in the federal student aid program.

Documents to Utilize

A Free Application For Federal Student Aid (FAFSA) – – PDF


Direct Loans allow you to:

  • You will be able to get a loan directly through the Federal government. You will also you will only need to contact your servicer for everything associated with repayment regardless of whether you have Direct Loans from various schools.
  • Have online access for your Direct Loan account details on the website of your service provider.
  • You can choose between a variety of options for repayment, and you are able to switch repayment plans in case your requirements alter.

Direct Loans Application: Like any other federal student aid, you can apply Direct Loans by applying for FAFSA and the free application to Federal Student Aid. A majority of students use FAFSA through the Web to fill out their application. The data you submit on your FAFSA is sent to the schools you indicate on your application. The schools use it to assess your financial needs for aid to students.

award package Direct loan are typically granted as part of the larger “award package” which could include different types of aid to help you pay the expenses of attending the college or career school of your choice.

The Direct Program of Loans:

  • Subsidized: For students who have demonstrable financial need according to federal regulations. Interest is not charged if students are in school for at least half-time in the grace period and during deferment times.
  • Unsubsidized is Not dependent on financial need. interest is charged throughout any time, not just during the period that the student is at school, as well as during grace or deferment times.
  • PLUS: unsubsidized loans for the parents of dependent students and for graduate/professional students. PLUS loans can be used to pay for educational expenses up to amount of the tuition plus any other financial aid. In all times.
  • Consolidation: Federally eligible student loans may be combined to form an individual Direct Consolidation Loan.

After your loan has been approved, you aren’t required to start making payments until after you fall to a level below the half-time mark.

The school you attend will tell you the maximum amount you are allowed to take out and what kinds of loans you’re qualified to get. Lending Limits

Take note that PLUS credit card holder cannot have a bad rating on their credit (a credit check will be performed).

Requirements Information

  • Your full name in the same way as shown in your Social Security card
  • Permanent address for mailing
  • Social Security Number
  • Date of Birth
  • Telephone number
  • Your driver’s license number and the state of your driver’s license (if you are the owner of one).)
  • Email address
  • Marital Status
  • Gender
  • Some colleges and states offer assistance based on the amount of schooling your parents have completed

The Document is required

Parents and students may take advantage of Direct Loans to finance the cost of an education that a child receives following high school. The creditor will be The U.S. Department of Education (the Department), though most of your interactions will be with the loan servicer. Here is the procedure for how to apply for this kind of loan.

External Links

  • U.S. Department of Education Department of Education Website:



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