How to Apply for National Housing Trust (NHT) Contribution Refund In Jamaica

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Apply for National Housing Trust (NHT) Contribution Refund In Jamaica By Yourself

Online Application Process

  1. Visit the NHT website National Housing Trust and click “Contributions Refunds” on the right side of the screen.
  3. Fill out the application form and mail
  4. Print an acknowledgement copy that will be generated for your documents
  5. NHT will notify you of the decision of your application within 10 days via text message
  6. If you succeeded then you should collect the refund by contacting your financial institution, or through Jamaica National/Victoria Mutual Remittance Service (fees in the range of $160 and $300 are imposed each by both of these entities)

Applying in-person

  1. Stop by the NHT office, where you will be assisted through the process of applying for NHT
  2. You will need to submit the following documents required documents to the NHT offices in order for the processing of your application (carry your original documentation to verify)
    i. the Tax Identification Number (TRN)
    ii. NHT reference number
    iii. Valid ID (Driver’s License, Passport, Identity Card for Voters, National ID Work ID)
    iv. Mother’s maiden name
    V. Employer’s name
    vi. The method of payment is, the name of the bank and account number, or the remittance agent
    vii. Physical address and postal address
  3. Once your information has been gathered from the NHT officer After that, you will receive an acknowledgement letter.
  4. NHT will inform you of the results of your application within 10 days by text message.
  5. If you’re successful then you should collect the refund by contacting your financial institution, or via Jamaica National/Victoria Remittance Service (fees in the range of $160 and $300 are imposed for both of these entities)

Requried Documents Apply for National Housing Trust (NHT) Contribution Refund

  • An authentic ID (Driver’s License Passport, Driver’s License Voter’s ID or ID for work, ID)
  • Tax Registration Number (Tax Identification Number)
  • NHT reference number

Office Locations and Contact

Contributions Refund Online Application Service : Contributions Refund On-Line Application Service

National Housing TrustCorporate Office
4 Park Boulevard
Kingston 5
TEL: (876) 929-6500-9, 929-6627-34 or 960-4013-23.
Email: wecare@nht.gov.jm
Web site: National Housing Trust

Eligibility

  • Jamaica citizens who contributed to the National Housing Trust in 2008.
  • A NHT mortgagor, who gets the mortgage they are owed via the Joint Finance Mortgage Programme (JFMP) or the Combined Mortgage Programme (CMP).

Fees

The application is completely free for download.

Validity

This application will be valid during the duration during which it is used within.

Processing Time

It takes approximately ten (10) days

Instructions

  • Go to “Contributions Refunds” on the NHT website at National Housing Trust on the right-hand side of the screen.
  • Fill out this application and attach the required documents, and then send
  • The following information is required.
i. the Tax Identification Number (TRN)
ii. NHT reference number
iii. Valid ID (Driver’s License, Passport, Identity Card for Voter’s National ID)
iv. Mother’s maiden name
V. The name of the employer
vi. The method of payment is, the name of the bank and account number as well as Remittance agency
  • Print an acknowledgement that will be generated to your documents
  • NHT will inform you of the results of your application within 10 days by text message
  • If you succeeded you can collect the money via your banking institution or via Jamaica National/Victoria Remittance Service (fees between $300 and $160 will be imposed each by both of these entities)

Requirements Information

  1. Tax Registration Number (TRN)
  2. NHT reference number
  3. Valid ID (Driver’s License Passport, Passport, National ID voter’s identification, work ID)
  4. Mother’s maiden name
  5. Name of the employer
  6. Payment method, that is, the name of the bank and account number as well as the remittance agent

Required Document For Apply for National Housing Trust (NHT) Contribution Refund

  • NHT contributors will receive an amount of money back within the eighth year after the payment was made.
  • A person who has received a refund for contributions from the NHT is still eligible for an interest-free loan, as long as the contributions are paid in full.

Information that could be helpful

  • Voluntary contributors, like all NHT contributors are eligible for the refund of their contributions within the eighth year following the payment was made.
  • A person who has received a contribution refund from the NHT is still eligible for an interest-free loan, as long as contributions are in good standing.
  • You can get refunds through the following methods.
i. Through an account that is by you, or through any Jamaican commercial bank
ii. With The NCB Prepaid Keycard
iii. JMMB Money Transfer
iv. JN Money Transfer Services (JNMTS)
v. Victoria Mutual Money Transfer Services (VMMTS)
  • Note that those who decide to receive refunds using JMMB Money Transfer, JN Money Transfer and Victoria Mutual Money Transfer Services are obliged to contribute a charge to the agency upon receipt of their money if their payment exceeds $500.00 in the following manner:
I. JMMB Money Transfer J$ 165.00
ii. JN Money Transfer Services – J$ 300.00
iii. VM Money Transfer Services – J$160.00

Other uses for the Document/Certificate

Benefits

  • There are a variety of benefits Employers can enjoy when they comply to the NHT. Employers that are in compliance can obtain an NHT Clearance Letter. NHT and is required for a business to receive the Tax Compliance Certificate (TCC).
  • Another advantage is that the employer’s donation to NHT can be tax-free and should be considered as an expense incurred when earning income. Furthermore, all Employers who contributed NHT contributions between the years 1976 between 1976 and 1979 are eligible for an annual bonus for the contributions.

Penalties

  • There is currently a penalty fee of 20% per year for late payment of invoices. In addition, if the payment is deemed to be delinquent (usually not paid for more than one year) the additional charge of 10% of the penalty and the arrears incurred is also assessed.
  • If employers are found to have withheld data required by NHT regarding contributions or Annual Returns they could be punished with up to $30,000 or three times amount of unpaid contributions or Annual Returns, whichever is more.

External Links 

National Housing Trust : National Housing Trust
Offices of NHT : Offices of NHT

Other

  • The National Housing Trust (NHT) was established in the year 1976 as amending the National Insurance Act of 1976. The trust is charged with the responsibility of expanding and improving the supply of homes available in Jamaica and also offering financial aid to the poorest of our contributors who want to construct, buy or repair their houses.
  • The NHT has also been given the responsibility to raise funds for the construction of homes and also to encourage better structures and higher efficiency in the sector. It is a statutory body. NHT has been established as a legal organization which is funded mainly by deductions from employers and the self-employed as well as employees and Voluntary Contributors.

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